We will search through our wide panel of lenders to find the most competitive rates for you!
COMPETITIVE Loan Rates in Industry.
Borrow £3,000 to £100,000 for ALMOST ANY PURPOSE!
All may apply, ANY CREDIT is considered!
Apply NOW - It's simple and will only take ONE minute.
Consumer Credit Licence: 608681
Data Protection License: Z2103059
Typical 14.3% APR variable. 66% of our customers get this rate or better
Lowest-Cost-Loans.co.uk is a registered trading name of Wray Marketing Solutions Inc. WMS Inc. is a company registered in Canada with a registered office at 18140 67th Avenue, Surrey, B.C., V3S 0L9.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.
Other Important Information:
1. Implications Of Late Payment
The implications of late payment vary by lender. Typically, a customer will be charged a late payment fee and will accrue interest on the outstanding balance. Often a lender will make further attempts to collect money owed from the customers debit card either in one payment or in several amounts on a continuous basis. Lowest Cost Loans work with a number of lenders and it is important that a customer read the terms and conditions of the lender they take a loan with. If a customer is late paying back their loan it may affect their credit rating and their ability to obtain credit in the future.
2. Implications of Non Payment
Each lender has their own policies for non-payment and therefore the customer must check the terms and conditions of the lender they use. In many cases, with a secured loan, the lender after repeated letters, phone calls and warning, may, can and will repossess your primary residence in the event of non-payment. If a customer does not pay back their loan it will affect their credit rating and their ability to obtain credit in the future.
3. Code of Practice and Policy on Responsible Lending
Lowest Cost Loans work with a carefully selected panel of brokers and lenders who all abide to an ethical code of practise and operate responsible lending. Our preference is for a broker or lender to be a member of a trade body association. The code of practise and policy on responsible lending is available from all lenders for the customers information.
4. Renewal Policy Information
Lowest Cost Loans is a loan introducer, not a broker or lender. Lowest Cost Loans accept repeat applications from customers after 30 days. The renewal policy of the lender is independent of Lowest Cost Loans and this information will be provided to the customer by the lender.
Lowest Cost Loans is fully licensed with the Information Commissioner's Office under the Data Protection Licence, and as well hold a current Consumer Credit License through the Office of Fair Trade. Lowest Cost Loans only operate with brokers and lenders who abide by the regulations of the Consumer Credit Act, the Office of Fair Trading and the Information Commissioners Office.